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Total MerrillSM Cash Back Visa® Credit Card

Total MerrillSM Cash Back Visa® Credit Card

Merrill Lynch

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Card Highlights:

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

Available Rewards:
For explanation of each icon
click here

Miles

Cash

Points

Charity


About:
Card issued by FIA Card Services, NA.
  • Low 9.99% APR for Retail Purchases.
  • No Annual Fee.
  • 1% Cash Back on Virtually All Purchases.
  • Unlimited Cash Back on qualifying purchases.
  • Credit Line may be as high as $250,000.
  • Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account.
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Credit Card Rates
Purchases:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

9.99%

Default APR:

n/a

Minimum Grace Period:

25 days

Minimum Finance
Charge:

see terms

Balance Transfers:

Introductory APR:

1.9%

Introductory Period:

12
billing cycles

Ongoing APR:

9.99%

Default APR:

n/a

Minimum Grace Period:

n/a

Minimum Finance
Charge:

see terms

Cash Advances:

Introductory APR:

1.9%

Introductory Period:

12
billing cycles

Ongoing APR:

9.99%

Default APR:

n/a

Minimum Grace Period:

n/a

Minimum Finance
Charge:

see terms

Credit Card Transaction Fees
Balance Transfer Fees:

Minimum:

$10

Fee Rate:

3%

Maximum:

$75

Cash Advance Fees:

Minimum:

$10

Fee Rate:

3%

Maximum:

$75

Foreign Exchange Fees:

Minimum:

n/a

Fee Rate:

2%

Maximum:

n/a

Credit Card Other Fees
Initial Fees:

Setup Fee:

$0

Maintenance Fees:

Annual Fee:

$0

Penalty Fees:

Late Payment Fee:

$15


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