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The Gold Card from American Express OPENSM

The Gold Card from American Express OPENSM

American Express

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Card Highlights:

Card Category:

Business

Card Type:

Charge

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

Available Rewards:
For explanation of each icon
click here

Miles

Cash

Points

Charity


About:
  • Earn up to 40,000 bonus points in one year.
  • Fee free for the first year a savings of $125.
  • Save up to 25% in business expenses.
  • No pre-set spending limit and no finance charges.
  • Discounts with FedEx, Delta®, Courtyard by Marriott®, and more.
  • Automatic Complimentary enrollment in the Membership Rewards program.
  • Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees.
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Credit Card Rates
Purchases:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

n/a

Default APR:

n/a

Minimum Grace Period:

see terms

Minimum Finance
Charge:

n/a

Balance Transfers:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

n/a

Default APR:

n/a

Minimum Grace Period:

n/a

Minimum Finance
Charge:

n/a

Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

n/a

Default APR:

n/a

Minimum Grace Period:

n/a

Minimum Finance
Charge:

n/a

Credit Card Transaction Fees
Balance Transfer Fees:

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

Cash Advance Fees:

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

Foreign Exchange Fees:

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

Credit Card Other Fees
Initial Fees:

Setup Fee:

$0

Maintenance Fees:

Annual Fee:

$050

Penalty Fees:

Late Payment Fee:

$02

2 Varies from state to state from zero to the greater of $35 or 2.99% of the delinquent balance.
50 First year fee-free, after that the annual fee of $125 for your Basic Card and $45 per Additional Card

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