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Gold MasterCard®/Visa
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Discover® Card

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Card Highlights:

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

Available Rewards:
For explanation of each icon
click here

Miles

Cash

Points

Charity


About:
  • 0% Intro APR.*
  • No Annual Fee.
  • 5% Cashback Bonus®.**
  • Up to 1% Cashback Bonus on all other purchases automatically.
  • Unlimited cash rewards.
  • $0 Fraud Liability Guarantee.
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Credit Card Rates
Purchases:

Introductory APR:

0%

Introductory Period:

6 months

Ongoing APR:

10.99%±

Default APR:

30.99%

Minimum Grace Period:

25 days

Minimum Finance
Charge:

$0.50

Balance Transfers:

Introductory APR:

0%

Introductory Period:

12 months±

Ongoing APR:

10.99%±

Default APR:

30.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

23.99%

Default APR:

30.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Credit Card Transaction Fees
Balance Transfer Fees:

Minimum:

$10

Fee Rate:

3%

Maximum:

$75

Cash Advance Fees:

Minimum:

$5

Fee Rate:

3%

Maximum:

n/a

Foreign Exchange Fees:

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

Credit Card Other Fees
Initial Fees:

Setup Fee:

$0

Maintenance Fees:

Annual Fee:

$0

Penalty Fees:

Late Payment Fee:

$19

* 0% Intro APR on Purchases and Balance Transfers.
± The Rate and Term Length are subject to change. Please see Terms and Conditions for actual Rate and Term Length.
** 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more.

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