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MasterCard®/Visa

MasterCard®/Visa

First PREMIER Bank

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Card Highlights:

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Bad / No

Issuing Country:

United States

Available Rewards:
For explanation of each icon
click here

Miles

Cash

Points

Charity

About:
  • Bad Credit? No Problem!
  • Low APR on Purchases.
  • Credit Decision in Seconds.
  • The Right Credit Card for those with less than perfect credit.
  • Reports monthly to 4 Major Credit Bureaus.
  • No checking account required.
  • No Reason to Wait - Apply Now.
Credit Card Rates
Purchases:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

9.9%12

Default APR:

19.9%

Minimum Grace Period:

25 days

Minimum Finance
Charge:

$0.50

Balance Transfers:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

9.9%12

Default APR:

n/a

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

19.9%

Default APR:

n/a

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Credit Card Transaction Fees
Balance Transfer Fees:

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

Cash Advance Fees:

Minimum:

$5

Fee Rate:

3%

Maximum:

n/a

Foreign Exchange Fees:

Minimum:

n/a

Fee Rate:

1%

Maximum:

n/a

Credit Card Other Fees
Initial Fees:

Setup Fee:

$29

Maintenance Fees:

Annual Fee:

$48

Penalty Fees:

Late Payment Fee:

$29

12 Click here to see credit card Terms and Conditions for actual Rate and Term Length information.

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