User Name:
kim

Date:
June 7, 2007, 8:35 pm

Which really is the best credit card for me to start with?

Here you can find a lot of credit card applications for people with different kinds of situations. As far as I understand you have never had a credit card. It means that you have no credit history and should build it in the best way in order to choose only the best credit cards without any limits later. But now you can compare any online applications concerning Secured Credit Cards requiring pre-paid deposit to establish your credit score or Guaranteed Approval Credit Cards to control your expenses according to your credit line. All the best, Manager of Immediate Credit Card Care Service

User Name:
Angie Poz

Date:
June 12, 2007, 3:29 pm

I am a student in Canada.
I do not have any credit but I do wish to build a credit rating. I rent my own place and have a part time job when not at school, and have a phone line in my name and a cell phone in my name, all in good standing. Please advise which credit card I should apply for. I wish to use it for purchases.
Thank you

You describe yourself as a consumer in quite a good standing and here in the USA you could have at least two options of building your credit independently. According to the way of establishing credit in the US, you can apply for a secured credit card or an unsecured credit card for no credit which, frankly speaking have rather high interest rates and little credit limit. But you can build your credit with them easily.If you want to use the advantage of being a student, you can apply for a student credit card which offer lower than usual interest rates and give a lot of alluring perks and bonuses. But you should be careful and try to pay everything on time as there is a danger of getting into debt, aspecially when you are a student:-)Unfortunately, Canadian credit cards presented at our site do not include student credit cards, so you should search for them at your local credit card providers.All the best, Manager of Immediate Credit Card Care Service

User Name:
Dharmendra Mohan Bhatnagar

Date:
July 2, 2007, 4:10 am

Dear Sir/Madam,
I had applied for Platinum Credit Card. I want to know the current status of the same. I have received a SMS
with reference No:200717901482 . But in SMS the status is not mentioned. Please let me know,that in how
many days I will get the Credit Card.
Thanking you,
very truly yours,
D.M.Bhatnagar,
Lucknow-226024
Mobile No:9335901384

Dear Mrs Bhatnagar, first of all, we had to remove all the personal information you included, as (and it is stated at the Immediate Credit card Care page) it can cause identity theft.Second, you should contact the bank which issued your card for all the information that interests you. the matter is we have no access to your personal information (even if you applied for this card via our site), it is the bank that accepts application forms and can assist you in any problem or answer any question concerning your credit cards.All the best, Manager of Immediate Credit Card Care Service

User Name:
Melyssa Robillard

Date:
August 7, 2007, 11:37 am

I am 18, have always held a steady jb and have never been in debt. I am meeting with the bank about my options to obtain a credit card. I am still in high school. and have no credit. I was wondering if you could give me any insight on what to expect and to my options.

As you are already 18, you have a possibility to apply online for a credit card at our website. The fact that you don't have credit history yet makes your choice limited, because most banks will prefer an experienced applicant to lend their money to. However, it is not an obstacle to start your history right now. As far as you study at high school, we recommend you to look through our offer of the student credit cards. For instance, the Citi Driver's Edge Card for College Students issued by the Citibank or the Student Flexible Rewards SM MasterCard by the Chase Bank, have been created especially for students with bad or no credit history. They have no annual fee and 0% introductory APR on purchases and balance transfer for the first 6 months. Besides, they provide extra bonuses and rewards points. But what is of most importance, is that the student card will surely help you to build a good credit history, certainly on the condition that you pay all the debt on time.All the best, Manager of Immediate Credit Card Care Service

User Name:
suzette

Date:
August 13, 2007, 11:04 pm

do u guys have creditcards for newfoundland cananda...instant approval creditcards...

Actually, if you are the resident of Canada, you may make use of our service to apply online for one of the credit cards for Canada. We have a big choice of the best cards issued by the top banks and credit companies, including those for business, students, different credit score, cash back and balance transfer cards, etc. Certainly, some of the cards are available for instant approval as well, that is you get the response in 60 seconds. Please pay attention to the American Express Platinum and AIR MILES Gold Business Cards, as they may be approved instantly and, besides, have special reward programs. Still mind the fact that they both are only available for people with good or excellent credit.All the best, Manager of Immediate Credit Card Care Service.

User Name:
roxanne

Date:
August 14, 2007, 3:32 pm

is there any credit cards that require no deposit no credit check and min. of 500.00

In case you do not want to make a deposit for the card, you should choose one of our unsecured cards. Still there is a great variety of them presented at our website, therefore we recommend you to base your choice on your credit history. In case the number of points you have is less than 619, you may only apply for one of our bad or no credit cards, the score of 620-659 gives you a possibility to obtain a fair credit card. 660 and more stand for good and excellent credit. The card limit depends on the history as well and you are sure to get the maximum only if you have more than 660 points. We recommend you to study all the offers carefully so that you could find the one that will satisfy all your demands. All the best, Manager of Immediate Credit Card Care Service

User Name:
Cedric Williams

Date:
September 4, 2007, 3:37 pm

Is First Premier Bank the only bank I can apply for a credit card with no credit history?

Unfortunately it is not a rare situation that people with bad or no credit history are denied when applying for a credit card. However our website provides a unique possibility in this case to apply online for one of our bad or no credit cards. They all are issued by the First PREMIER Bank and are the best way to repair your history. Although the interest rate may be high and the holders have to pay annual and setup fee, keeping the balance low and not being late with the payments, they will surely improve their score and have a chance to get a card with better financial conditions further on. All the best, Manager of Immediate Credit Card Care Service

User Name:
Ahmed Zeidan

Date:
September 26, 2007, 12:25 am

I did application for this card But, refuse me then after 6 weeks some one from firm called me and said you are approved now and about a month you will receive , now more than a month i did not receive any

Please bear in mind that we do not present any particular financial organization. The thing we do is provide the information on the best credit cards issued by the top banks and special companies and help you to make your choice. Therefore, it is outside our competence to give you any data concerning the personal status of your credit card. It is most possible that your post-office works bad or your location is not too close and therefore you will receive it later. We'd rather recommend you to contact directly the bank that has lent you money to clear everything out. Please find the address of its official site by clicking "Apply" by the card you have chosen. All the best, Manager of Immediate Credit Card Care Service

User Name:
OG

Date:
September 26, 2007, 1:58 am

I think your site is excellent. The U.S. credit card information, thoroughness and features are second to none in my opinion. My complaint is that the Canadian Credit card information is only limited to three American Express cards, that I would not consider close to being the best options in their class in Canada. It would be great for Canadian (and Americans in Canada) consumers if the same features and thoroughness applied to the U.S. cards, was available for the Canadian cards. Thanks for your time. Take care.

We do appreciate your opinion and will surely take it into consideration. However, there are a number of top banks and credit companies that we deal with. Most of their offers are worth accepting as they have no annual and setup fee, 0% introductory APR for a period from 6 to 12 months, different bonus and rewards programs. The thing is that the cards we present are issued by the American banks and companies, and they only have the ones you have named as the best cards for Canada. In case you are not satisfied with the choice you may always browse for a card you like in the Internet. All the best, Manager of Immediate Credit Card Care Service

User Name:
sh

Date:
December 27, 2007, 1:14 am

my score is 669, what is is it fiar or good, what can i apply for

Thank you for addressing your requests to our service. Having FICO score of 669 implies your credit is good. In this case you are free to apply for almost every credit card offered at our site. You can choose these taking into consideration rewards (hotel, frequent flyer cards, gas, cash rebates, points), no annual fee, instant approval, 0% intro APR, etc. Feel free to compare, choose, and apply online for a credit card which suits you best.