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September 21, 2007, 11:53 am
is there any credit cards that require no deposit no credit check and min. of 500.00
In case you do not want to make a deposit for the card, you should choose one of our unsecured cards. Still there is a great variety of them presented at our website, therefore we recommend you to base your choice on your credit history. In case the number of points you have is less than 619, you may only apply for one of our bad or no credit cards, the score of 620-659 gives you a possibility to obtain a fair credit card. 660 and more stand for good and excellent credit. The card limit depends on the history as well and you are sure to get the maximum only if you have more than 660 points. We recommend you to study all the offers carefully so that you could find the one that will satisfy all your demands. All the best, Manager of Immediate Credit Card Care Service

September 28, 2007, 10:40 am
I think your site is excellent. The U.S. credit card information, thoroughness and features are second to none in my opinion. My complaint is that the Canadian Credit card information is only limited to three American Express cards, that I would not consider close to being the best options in their class in Canada. It would be great for Canadian (and Americans in Canada) consumers if the same features and thoroughness applied to the U.S. cards, was available for the Canadian cards. Thanks for your time. Take care.
We do appreciate your opinion and will surely take it into consideration. However, there are a number of top banks and credit companies that we deal with. Most of their offers are worth accepting as they have no annual and setup fee, 0% introductory APR for a period from 6 to 12 months, different bonus and rewards programs. The thing is that the cards we present are issued by the American banks and companies, and they only have the ones you have named as the best cards for Canada. In case you are not satisfied with the choice you may always browse for a card you like in the Internet. All the best, Manager of Immediate Credit Card Care Service

September 28, 2007, 10:42 am
I did application for this card But, refuse me then after 6 weeks some one from firm called me and said you are approved now and about a month you will receive , now more than a month i did not receive any
Please bear in mind that we do not present any particular financial organization. The thing we do is provide the information on the best credit cards issued by the top banks and special companies and help you to make your choice. Therefore, it is outside our competence to give you any data concerning the personal status of your credit card. It is most possible that your post-office works bad or your location is not too close and therefore you will receive it later. We'd rather recommend you to contact directly the bank that has lent you money to clear everything out. Please find the address of its official site by clicking "Apply" by the card you have chosen. All the best, Manager of Immediate Credit Card Care Service

October 10, 2007, 11:57 am
Will returning a paid-off credit card to a credit card company help improve my FICO Score?
Indeed, we would not recommend you to return the paid-off credit card to the company-issuer and therefore close the account. The thing is that your credit score counted according to the FICO model, to some part of it depends on the credit you have at the moment and the so-called account age. The longer is the age, the better it is for your history. That is why in case you refer to the card that you have been using for quite a long period of time, it is better wait until its expiry date and gain points to the score. In the situation that this card has extra fees that you would like to be saved from, it is better to consider the variant of the debt transfer with the help of one of our best balance transfer cards. All the best, Manager of Immediate Credit Card Care Service

October 10, 2007, 11:58 am
CAN I APPLY FOR A JOINT CREDIT CARD ONLINE
In fact, many people would like to obtain a credit card with a possibility to add a co-applicant. As usual, it is quite actual for the spouses or children and parents. Our website offers you a unique possibility to apply for one of these cards - please do look through the credit cards issued by the American Express and Discover Bank. Filling in the application form, you will be able to add another person as a co-applicant and even make a separate account if you want. Do only bear in mind that this type of the credit cards is available for the customers with good or excellent credit history - therefore, your score must be no less than 660. All the best, Manager of Immediate Credit Card Care Service

January 9, 2008, 2:34 am
my score is 669, what is is it fiar or good, what can i apply for
Thank you for addressing your requests to our service. Having FICO score of 669 implies your credit is good. In this case you are free to apply for almost every credit card offered at our site. You can choose these taking into consideration rewards (hotel, frequent flyer cards, gas, cash rebates, points), no annual fee, instant approval, 0% intro APR, etc. Feel free to compare, choose, and apply online for a credit card which suits you best.

January 17, 2008, 3:12 am
my score is something about 600. i know this one's not that good. what card is the best for me.
Thank you for addressing your requests to our service. Having FICO score implies your credit is bad. You can apply for bad credit cards, however there is no guarantee that you will definitely get approved. The best variant in this situation is a secured credit card. Please note that you will have to deposit a certain amount of mney to secure your credit, however, you will get approved, since such cards have guaranteed approval. Apply online for secured credit cards.

February 18, 2008, 3:08 am
I am wondering how all of these credit card vendors/loan vendors/banks/anyone who is offering credit all of a sudden just filled my inbox with invitations to apply to credit? It doesn't make any sense to me. All of a sudden I get 100 emails a day offering credit and it really is starting to wear me down/and make me kind of mad. I received a credit card from Premier Bank the other day in the mail and it was a MasterCard / but I really want a VISA so I sent the credit card back to Premier Bank and told them I did not want that parpticular card so I tried to get a card from them tonight that was a VISA and they won't give me one, probably because they think I already have an account with them but I don't. Can you tell me how to get all of these emils to stop being sent to me? Thank you.
Getting hundreds of advertising leaflets every day has become a routine practice nowadays. Credit card companies, banks, car loan lenders etc. just try to make you become interested in their services. If you`re extremely irritated by these invitations, the simplest thing you could do is to apply to your local mail-office and ask them not to send all these stuff to your address. It seems that you`d applied for one of First PREMIER credit cards and been approved for it. Perhaps you hadn?t specified what card you needed, Visa or MasterCard, and the bank sent you MasterCard. If you`re not satisfied with it, the best thing you can do to escape any misunderstanding, is to contact First PREMIER bank customer service by phone to clear up the situation with your credit account. Usually the phone number of customer service is given on the credit card back.

February 18, 2008, 3:08 am
Which really is the best credit card for me to start with?
Here you can find a lot of credit card applications for people with different kinds of situations. As far as I understand you have never had a credit card. It means that you have no credit history and should build it in the best way in order to choose only the best credit cards without any limits later. But now you can compare any online applications concerning Secured Credit Cards requiring pre-paid deposit to establish your credit score or Guaranteed Approval Credit Cards to control your expenses according to your credit line. All the best, Manager of Immediate Credit Card Care Service

February 18, 2008, 3:08 am
I have bad to fair credit. HIgh income 120,000 plus can you suggest a card for me? thank you
Nowadays credit card offers for a bad credit and fair credit history are presented by various US banks mainly by American Express Bank, Discover Bank, HSBC Bank and Orchard Bank. So you can choose the best one fitting your needs at Credit-Cards-Guide.net, for instance. Simply compare all the credit cards and find the best one corresponding to your credit score and credit card history. Apply for one of our bad credit cards and fair credit cards to improve your credit. You are only to fill out an online credit card application and you'll be approved successfully. Your income is high and that is wonderful! The only thing that will depend on you is how accurate you will pay your balance. Best, Manager of Immediate Credit Card Care Service


