User Name:
Mark Barefoot

Date:
March 14, 2007, 4:47 am

I recently ordered an un-dsecured card from (I think) you. My wallet was stolen. Can you check and see if it\'s true? I never actually put any money on the card...

Generally speaking, we do not issue credit cards for applicants, as well as we do not approve people for credit cards selected. We provide our applicants with up-to-date information about credit cards available and overlook online credit card applications for any kind of credit score. We provide you a safe direct link to a credit card issuer, and it`s a credit card company, which decides if you qualify for the credit card selected. Therefore it`s beyond our competence to run any kind of checks and monitoring of your credit card account, your credit report or something of the kind. What could be advised in case your credit card had been stolen or lost, is to report it to your credit card issuer as soon as possible to disclaim any liability on card fraudulent use.online credit card applications for any kind of credit score. We provide you a safe direct link to a credit card issuer, and it' BODY use.

User Name:
robert knox

Date:
March 19, 2007, 4:16 am

Have had B of A credit card (platinum plus) over 11 years with $30,000+ credit limit. Never missed a payment or late. I disagree with their policy of offering CC to illegal aliens. Want to switch to another card without going thru usual application procedure. For security reasons, online & phone applications are not Thanks, & please advise. RK

If you want to switch to another credit card without going through usual application procedure we can advise you only to apply to your bank and they help you to solve your problem. Our site is for making credit card application online. If you apply online for a card, you gain double benefit. This way you save time hugely, and, consequently, save your money! In any case, to get a new credit card or switch to another one you need to fill in the application form. If you do not want to do it online you can take this blank in the bank and fill it there or at home. More information about banks to choose and the best credit cards they offer you can find at our site.

User Name:
adrian mendiola

Date:
March 21, 2007, 8:02 am

im recently divorced and my ex did not pay the bills she was supposed to. i would like to settle my debt with your company and hope we can resolve this quickly and reasonably. thank you ADRIAN

You see, your question is not quite clear. Are these debts both of yours? If these bills are registered on the name of your wife, only she can pay these debts. If you have good credit and sufficient income and wish to help her, you can be a co-signer of your wife. A co-signer is a man who signs a promissory note to pay the debt of another person if this person can not do it. You need just sign the contract at the bank and pay these bills. In any case, apply to your bank with this problem. Because our site just presents best credit cards, their terms and features, limits and requirements and it is used for making credit card application online.

User Name:
Mary Ann

Date:
March 27, 2007, 3:28 am

I would like to know if the following telephone number is one of yours. 888-815-5636. Please be honest and advise me if this is one of your toll free numbers. Thank you.

To tell the truth, our site does not provide our customers with any contact information and phone numbers. Also we do not have any toll free numbers. We just work to present the up-to-date information about the best credit card offers from the top credit card issuers and help our clients to make an application for a credit card online. At our Immediate Credit Card Care Service, we are happy to answer all of your questions about the important facts concerning credit cards. In any way, we appreciate that you applied to our service. You are always Welcome!

User Name:
jacqueline

Date:
March 30, 2007, 5:07 am

I never applied to receive email from your company if you do not remove me I will contact my atty and notify the states atty general!!!!!!

Unfortunately, we are not a credit card company or any other financial institution and didn't send you anything. We couldn't do it as it is out of our competence. We just provide you with necessary information about different credit cards and don't have any access to the personal information.
If you never applied for a credit card, it may be a mistake or a so-called "scam". Unfortunately, a scam has become a routine practice nowadays. If you receive any credit card invitations, and they don't have any contact information, it is surely to be a scam. Never give your personal data to anybody as it can hurt you in the future. Call the bank to clear out the situation with them.

User Name:
Emily

Date:
April 11, 2007, 8:14 pm

unsufficient banking relationships. what does that mean?

As far as I can judge, this means your experience of using banking services seems unsufficient to the author of the statement. Evidently, you applied for a credit card or a loan and the lender looked through your credit report and found out you had had no credit before, or even no saving account etc. It sounds like a reason for refusal from a bank. You applied for a card or loan you are not eligible for, so you should get your credit report and make applications according to your credit score, if you have none, establish credit with no credit credit cards.All the best, Manager of Immediate Credit Card Care Service

User Name:
ANTONIO C GOMES

Date:
April 19, 2007, 8:19 pm

CAN I APPLY FOR A JOINT CREDIT CARD ONLINE

In fact, many people would like to obtain a credit card with a possibility to add a co-applicant. As usual, it is quite actual for the spouses or children and parents. Our website offers you a unique possibility to apply for one of these cards - please do look through the credit cards issued by the American Express and Discover Bank. Filling in the application form, you will be able to add another person as a co-applicant and even make a separate account if you want. Do only bear in mind that this type of the credit cards is available for the customers with good or excellent credit history - therefore, your score must be no less than 660. All the best, Manager of Immediate Credit Card Care Service

User Name:
Michelle

Date:
April 24, 2007, 9:36 am

How is the minimum amount due calculated each month?

How can I get to see the catalogue for redemption of my credit card accumalated points- HSBC Credit card

The details you are interested in should be explained only by the bank issuer of your cards. The matter is when you apply for a credit card offer, you agree to accept a set of features your future credit card has - a number of rewards, a pattern of payments calculation, the fees etc. If something is not quite clear to you you should apply to nobody but your bank, as he provides the credit product to you and therefore is responsible for any details.We can provide you the information which the bank gave to us for their cards' presentation at our site, other details can be obtained at the official site of the bank or at the bank's customer service department.All the best, Manager of Immediate Credit Card Care Service

User Name:
Phyllis Steenbergen

Date:
April 30, 2007, 5:24 pm

How can I transfer a high balance on a new card when I can only apply for a card for people with a fair credit rating?

Transferring high balances is really a problem for those who have credit that needs some improvement. The matter is that banks won't give high credit limits to this category of applicants. You can try and pay off your existing balance and your credit will increase, so probably you'll get good score very soon to be able to apply for usual balance transfer card. All the best, Manager of Immediate Credit Card Care Service

User Name:
Stephen Moody

Date:
May 7, 2007, 2:43 pm

Will returning a paid-off credit card to a credit card company help improve my FICO Score?

Indeed, we would not recommend you to return the paid-off credit card to the company-issuer and therefore close the account. The thing is that your credit score counted according to the FICO model, to some part of it depends on the credit you have at the moment and the so-called account age. The longer is the age, the better it is for your history. That is why in case you refer to the card that you have been using for quite a long period of time, it is better wait until its expiry date and gain points to the score. In the situation that this card has extra fees that you would like to be saved from, it is better to consider the variant of the debt transfer with the help of one of our best balance transfer cards. All the best, Manager of Immediate Credit Card Care Service