User Name:
lusondra

Date:
January 29, 2007, 11:02 am

how many points do you recevie by paying your credit card bill on time

Well, in fact, there isn't such a credit card that rewards you just for paying your credit card bills on time. If you are responsible and accurate in credit card management, you raise your credit score and improve credit history but whether you are rewarded points or not depends on the type of credit card you use. The present web site features the best reward credit cards such as cash rewards credit cards, airline miles credit cards, hotel credit cards or point rewards cards with online credit card applications provided. These are good-to-excellent credit card offers only, thus, if you are going to apply online for one of them, make sure your current credit score allows you to. The rewards credit cards allow you to win points for using the cards, accumulate them and redeem them for services or merchandise.

Best,
Manager of Immediate Credit Card Care Service

User Name:
Ann

Date:
January 29, 2007, 7:00 pm

Every time I apply to one of the cards they only show American cities. Is there a site for Canada as well?

If you stand in need of Canada credit cards, at credit-cards-guide.net you can find a great variety of credit cards for Canadians. Though, usually we don’t provide the foreigners with credit cards, some USA banks, as Amex bank, offer cards to foreign customers, making purchases. But, mind that you have to possess an excellent credit or a good credit history and to accumulate enough points in order to obtain for Canada credit cards. Some Canadian credit cards provide online credit card approval, which confirms, you'll receive your new Canada credit card soon. Remember, the best credit cards in Canada are low interest credit cards and provide balance transfer on credit cards. You can also find no fee card, ensuring instant online credit card approval. But remember, you are to be eligible for a credit card, otherwise you’ll be denied and damage your credit. To avoid this, please, study the terms and conditions of all credit cards thoroughly, before you apply online.

User Name:
marcos a lopez

Date:
January 29, 2007, 10:24 pm

how can i reopen an account

Sorry, but we do not have any information on your accounts, credit card balance amounts and any other personal info, as it is beyond out competence. Our web site as Credit-Cards-Guide.net aims at helping you and other customers to find a proper credit card for their needs among the great variety of bank credit cards (to fill out an application form you are redirected to the bank's site). In case you longing to reopen your account, you’d better call your bank or credit card company and ask them to do it. So, in any case you can reopen your account by calling the customer service. Wish you good-luck!

User Name:
Diane

Date:
January 29, 2007, 11:12 pm

If I have a store credit card and no balance that I have not used in a few years, is it recommended to cancel it or leave it open and unused?

There are some good reasons to turn down a store credit card. The top reason may be that store credit cards tend to come with higher interest rates than other credit cards. Even if you promise yourself you'll pay every cent of that purchase, you can't pay off your balance at once. Even though 10% or 15% off your purchase is a nice discount, the savings could be wiped out quickly by interest payments to a high-interest credit card. The matter is that one purpose of a store credit card is to entice shoppers to spend more. You'll get exclusive notice of sales and maybe invitations to special shopping days when cardholders get discounts or "extra points." Sounds like a good deal, but it may be enticing you to spend more money than you would have without all the special enticements. In fact, too many open accounts aren't so good for your credit score. Then there's the complexity. It's hard enough to keep track of your spending on one, maybe two, credit cards that you use regularly. Leaving some store credit cards open or unused can cause you to overspend without realizing it. It's also one more bill to track and one more possible fee for late payment. But if you're a truly conscientious credit card holder who never carries a balance, and you tend to do all your shopping in one place, take a look at your store credit card, leaving it open. But be aware of the fact that some store cards come with perks, like money back to spend on store purchases, but make sure to read the fine print. See what it takes to earn those perks, and scrutinize the credit cards rules like you would do with any new credit account. So, it’s always up to you to use this credit card or to tell yourself you'll take the discount, pay the bill, and then cancel the card.

User Name:
David Miller

Date:
January 29, 2007, 11:38 pm

Is american finacial a credit card scam

We are to remind you that we aim at helping you to compare credit card offers from the top US banks like HSBC bank or Advanta bank and credit card companies and give you the necessary information to understand the terms and conditions that modern credit cards have to offer, to manage your personal financial affairs. It is possible that the credit card company or bank is a scam, in case you didn't receive the service you paid for and you want your account to be credited. If the service isn't provided and you can't contact the merchant you need to initiate a chargeback.

User Name:
Rene Miller

Date:
January 30, 2007, 3:29 am

I am wondering how all of these credit card vendors/loan vendors/banks/anyone who is offering credit all of a sudden just filled my inbox with invitations to apply to credit? It doesn't make any sense to me. All of a sudden I get 100 emails a day offering credit and it really is starting to wear me down/and make me kind of mad. I received a credit card from Premier Bank the other day in the mail and it was a MasterCard / but I really want a VISA so I sent the credit card back to Premier Bank and told them I did not want that parpticular card so I tried to get a card from them tonight that was a VISA and they won't give me one, probably because they think I already have an account with them but I don't. Can you tell me how to get all of these emils to stop being sent to me? Thank you.

Getting hundreds of advertising leaflets every day has become a routine practice nowadays. Credit card companies, banks, car loan lenders etc. just try to make you become interested in their services. If you`re extremely irritated by these invitations, the simplest thing you could do is to apply to your local mail-office and ask them not to send all these stuff to your address. It seems that you`d applied for one of First PREMIER credit cards and been approved for it. Perhaps you hadn?t specified what card you needed, Visa or MasterCard, and the bank sent you MasterCard. If you`re not satisfied with it, the best thing you can do to escape any misunderstanding, is to contact First PREMIER bank customer service by phone to clear up the situation with your credit account. Usually the phone number of customer service is given on the credit card back.

User Name:
marie

Date:
February 3, 2007, 5:09 pm

i am a south african can i apply and what card will this be

Factually, we cater only for credit cards intended only for citizens of the USA, UK, Canada and Belgium. But if you are a citizen of these contries, you may apply online for a credit card at credit-cards-guide.com. In fact, some major credit cards can be used in South Africa, with American Express and Diners Club enjoying less universal acceptance than MasterCard and Visa. In some small towns, you may find out you'll need to use cash. Mind that many locals have special fuel credit cards,known as garage or petrol cards, for use only at filling stations. You can, however,pay road tolls with MasterCard or Visa. Best, Manager of Immediate Credit Card Care Service

User Name:
steve weeks

Date:
February 15, 2007, 4:22 am

I have bad to fair credit. HIgh income 120,000 plus can you suggest a card for me? thank you

Nowadays credit card offers for a bad credit and fair credit history are presented by various US banks mainly by American Express Bank, Discover Bank, First Premier Bank, HSBC Bank and Orchard Bank. So you can choose the best one fitting your needs at Credit-Cards-Guide.net, for instance. Simply compare all the credit cards and find the best one corresponding to your credit score and credit card history. Apply for one of our bad credit cards and fair credit cards to improve your credit. You are only to fill out an online credit card application and you'll be approved successfully. Your income is high and that is wonderful! The only thing that will depend on you is how accurate you will pay your balance.

Best,
Manager of Immediate Credit Card Care Service

User Name:
Eugene Pacello

Date:
February 16, 2007, 6:36 am

I am looking for a credit card for my son (18) that will have a spending limit each month - $250. Are you are of any credit cards that offers this service?

If you want to control your son's spending you can choose one of secured credit cards. These cards allow you to monitor your son's expenses, because they let him only spend up to the amount secured by deposit. Once you apply for secured credit card, you`ll see there are no credit checks and special income requirements. The credit limit is determined by your bank account, which should be 100%-200% of the amount of credit line. To find secured credit card you can compare credit card applications from Orchard bank and New Millennium bank and to apply online for Orchard Secured MasterCard credit card or secured Millennium Bank Platinum Card.

User Name:
scott van vactor

Date:
March 7, 2007, 5:30 am

i need a phone # to contact a real person

Actually, the purpose of our website is to provide applicants with up-to-date information about credit cards available. We do our best to present herein online credit card applications, featuring credit cards for all categories of consumers. Unfortunately, credit card issuers do not provide us their contact information, that's why we can't give you a phone number you want. As far as it comes from your inquiry, you want to contact customer service. So, the thing you can do is to access the official site of your credit card issuer and contact their customer service, or use toll-free phone number of customer service, given on the credit card back, and call them up. Feel free to contact your credit card issuer, and you're sure to solve all the problems occurred.