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Miles by Discover®Card
HSBC Platinum MasterCard® with Cash or Fly Rewards

HSBC Platinum MasterCard® with Cash or Fly Rewards

HSBC Bank

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Card Highlights:

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

Available Rewards:
For explanation of each icon
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Miles

Cash

Points

Charity


About:
  • 0% Intro APR on purchases and balance transfers for 12 months.
  • No Annual Fee.
  • Earn 1 point for every dollar spent, with no earnings caps.
  • Redeem points for airline tickets with no blackout dates.
  • Start redeeming for travel with as little as 7,500 points.
  • Redeem points for unlimited 1% cash back.
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Credit Card Rates
Purchases:

Introductory APR:

0%

Introductory Period:

12 months

Ongoing APR:

8.99%

Default APR:

31.99%

Minimum Grace Period:

25 days

Minimum Finance
Charge:

$1.00

Balance Transfers:

Introductory APR:

0%

Introductory Period:

12 months

Ongoing APR:

8.99%

Default APR:

31.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$1.00

Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

21.24%

Default APR:

31.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$1.00

Credit Card Transaction Fees
Balance Transfer Fees:

Minimum:

$15

Fee Rate:

3%

Maximum:

n/a

Cash Advance Fees:

Minimum:

$15

Fee Rate:

3%

Maximum:

n/a

Foreign Exchange Fees:

Minimum:

n/a

Fee Rate:

3%

Maximum:

n/a

Credit Card Other Fees
Initial Fees:

Setup Fee:

$0

Maintenance Fees:

Annual Fee:

$0

Penalty Fees:

Late Payment Fee:

$15


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