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Gold Delta SkyMiles® Credit Card

American Express

Card Highlights:

Card Category:	Consumer
Card Type:	Unsecured
Required Credit Rating:	Excellent / Good
Issuing Country:	United States

Available Rewards:

For explanation of each icon click here

Miles	Cash	Points	Charity

About:

9.99% APR on Balance Transfer for life!

First Year Fee-Free, $95 thereafter.

20,000 bonus miles after first purchase.

5,000 bonus miles for adding an additional cardmember.

One mile for every other eligible dollar spent.

Always Double Miles® on eligible everyday purchases and all Delta purchases.

Credit Card Rates

Purchases:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	14.99%
Default APR:	17.99%
Minimum Grace Period:	20 days
Minimum Finance Charge:	$0.50

Balance Transfers:

Introductory APR:	9.99%
Introductory Period:	Until Paid Off
Ongoing APR:	14.99%
Default APR:	17.99%
Minimum Grace Period:	n/a
Minimum Finance Charge:	$0.50

Cash Advances:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	19.99%
Default APR:	17.99%
Minimum Grace Period:	n/a
Minimum Finance Charge:	$0.50

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:	$0¹⁷
Fee Rate:	n/a
Maximum:	n/a

Cash Advance Fees:

Minimum:	$5
Fee Rate:	3%
Maximum:	n/a

Foreign Exchange Fees:

Minimum:	n/a
Fee Rate:	n/a
Maximum:	n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:

Maintenance Fees:

Annual Fee:

$0¹⁶

Penalty Fees:

Late Payment Fee:

$19

¹⁶ First year fee-free, then $95 ($40 annual fee provided you maintain a qualified American Express Consumer Charge Card account in your name).
¹⁷ There is no balance transfer transaction fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction.