Discover® More Card

Discover® Card

Card Highlights:

Card Category:	Consumer
Card Type:	Unsecured
Required Credit Rating:	Excellent / Good
Issuing Country:	United States

Available Rewards:

For explanation of each icon click here

Miles	Cash	Points	Charity

About:

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%.^±

5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.^±

Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com.

Discover is ranked #1 in customer loyalty - 15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report).

24/7 access to a U.S. - based Account Manager within 60 seconds.

$0 Fraud Liability plus mobile and email fraud alert options.

Great rewards with no annual fee, no rewards redemption fee, and no additional card fee.

^±Click apply to view rates, fees, rewards, limitations and other important information.

Unlimited cash rewards that never expire.

Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners.

Flexible redemption options - Choose from Partner gift cards, merchandise, Discover gift cards, charity, or cash.

Credit Card Rates

Purchases:

Introductory APR:	0%
Introductory Period:	15 months
Ongoing APR:	10.99% - 20.99%^± Variable
Default APR:	Up to 25.99%²¹
Minimum Grace Period:	25 days
Minimum Finance Charge:	$0.50

Balance Transfers:

Introductory APR:	0%
Introductory Period:	15 months
Ongoing APR:	10.99% - 20.99%^± Variable
Default APR:	Up to 25.99%²¹
Minimum Grace Period:	n/a
Minimum Finance Charge:	$0.50

Cash Advances:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	23.99%
Default APR:	see site
Minimum Grace Period:	n/a
Minimum Finance Charge:	$0.50

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:	n/a
Fee Rate:	3%^±
Maximum:	n/a

Cash Advance Fees:

Minimum:	$10
Fee Rate:	5%
Maximum:	n/a

Foreign Transaction Fees:

Minimum:	n/a
Fee Rate:	n/a
Maximum:	n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:

Maintenance Fees:

Annual Fee:

Penalty Fees:

Late Payment Fee:

Up to $35

^± Click apply to view rates, fees, rewards, limitations and other important information.
²¹ The default APR for purchases and balance transfers may vary monthly and equals the Prime Rate + an amount between up to 12.74% and up to 22.74%.