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Citi CashReturnsSM Card

Citi CashReturnsSM Card

Citibank

Apply Online!
Card Highlights:

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

Available Rewards:
For explanation of each icon
click here

Miles

Cash

Points

Charity

About:
  • 0% APR on Balance Transfers for up to 12 months.
  • No Annual Fee.
  • Earn a full 1% cash back on every purchase.
  • Get a 20% bonus on the cash back earned on all purchases for the first 12 months.
  • Checks will be sent automatically every time you earn $50 - no calling necessary.
  • Balance transfer fee applies with this offer.
 Apply Online!
Credit Card Rates
Purchases:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

as low as
9.99%

Default APR:

28.99%

Minimum Grace Period:

20 days

Minimum Finance
Charge:

$0.50

Balance Transfers:

Introductory APR:

0%

Introductory Period:

Up to
12 months

Ongoing APR:

as low as
9.99%

Default APR:

28.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

19.99%

Default APR:

28.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Credit Card Transaction Fees
Balance Transfer Fees:

Minimum:

$5

Fee Rate:

3%

Maximum:

n/a

Cash Advance Fees:

Minimum:

$5

Fee Rate:

3%

Maximum:

n/a

Foreign Exchange Fees:

Minimum:

n/a

Fee Rate:

3%

Maximum:

n/a

Credit Card Other Fees
Initial Fees:

Setup Fee:

$0

Maintenance Fees:

Annual Fee:

$0

Penalty Fees:

Late Payment Fee:

$1545

45 $15 on balances up to $100; $29 on balances of $100 up to $250; and $39 on balances of $250 and over.

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